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Save smarter. Earn more. Higher returns with rates up to 4.90% APY*.
Much like a bank CD, 存单可以让你把钱存一段固定的时间, 为你赚取比普通支票或储蓄账户更高的回报.
18 Month Platinum
Not Too Long, Not Too Short – Just Right.
Hurry! 此行业领先的价格仅在有限的时间内提供!1
A lot can happen in a year and a half. 一个新的家庭成员，一个新的家，或者计划你的梦想假期. 我们的18个月证书提供短期灵活性和长期稳定性，帮助您为这些重要的里程碑进行储蓄. With rates up to 4.80%的APY*，你将为人生旅程的每一步做好准备.
- Minimum $500 to open
- Automatic renewal options available
- Fixed rate of return
Rates Effective: March 29, 2024| Term | Annual Percentage Yield | Platinum APY* | Minimum to Earn Dividends | Minimum Opening Balance |
|---|---|---|---|---|
| Term 18 Month | Annual Percentage Yield 4.70% | Platinum APY* 4.80% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Why save with a certificate?
是什么让中华总工会的证书账户成为聪明储蓄者的绝佳选择呢? 虽然每个都是为特定需求而设计的，但它们都提供了巨大的好处.
Great Rates
你的钱会比普通的储蓄账户赚得更多
Safety & Security
Your money is insured by NCUA
Easy to Manage
有了自动续期选项，你的存款就可以继续为你服务
Which certificate is right for you?
6 to 60 Month Term Options
$500 Minimum to Open
为买房、即将退休或下一个假期存钱. 股票证书(以及为拥有退休账户的成员准备的IRA证书)风险较低, high-yield, and term-friendly.
- Minimum $500 to open
- Six-, 12-, 15-, 18-, 24-, 36-, 48-, and 60-month terms
- Automatic renewal options available
- Fixed rate of return
Rates Effective: May 1, 2024| Term | Annual Percentage Yield | Platinum APY* | Minimum to Earn Dividends | Minimum Opening Balance |
|---|---|---|---|---|
| Term 6 Month | Annual Percentage Yield 4.55% | Platinum APY* 4.65% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
| Term 12 Month | Annual Percentage Yield 4.80% | Platinum APY* 4.90% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
| Term 15 Month | Annual Percentage Yield 4.65% | Platinum APY* 4.75% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
| Term 15 Month (No Penalty!)2 | Annual Percentage Yield 4.55% | Platinum APY* 4.65% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
| Term 18 Month | Annual Percentage Yield 4.70% | Platinum APY* 4.80% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
| Term 24 Month | Annual Percentage Yield 4.40% | Platinum APY* 4.50% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
| Term 36 Month | Annual Percentage Yield 3.85% | Platinum APY* 3.95% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
| Term 48 Month | Annual Percentage Yield 3.90% | Platinum APY* 4.00% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
| Term 60 Month | Annual Percentage Yield 3.90% | Platinum APY* 4.00% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
12 Month Fixed Term Share Builder Certificate
$25 Minimum to Open
用最低限度的股票建设者证书启动你的储备金，并增加它. 提前提款能让你对自己的未来负责，避免生活中的小诱惑.
- Minimum $25 to open
- Fixed 12-month term
- Add money anytime during the term
- 轻松地从你的支票账户中设置经常性转账
- Earn more with Relationship Rewards at the Platinum level
Rates Effective: March 29, 2024| Term | Annual Percentage Yield | Minimum to Earn Dividends | Minimum Opening Balance |
|---|---|---|---|
| Term 12 Month | Annual Percentage Yield 4.80% | Minimum to Earn Dividends $25.00 | Minimum Opening Balance $25.00 |
6 to 24 Month Term Jumbo Share Certificate
$100,000 Minimum to Open
存款越多，股息就越多，就这么简单. 我们的大额股票证书提供了一个提高的收益，可以帮助填补你已经存起来的一切.
- Minimum $100,000 to open
- Six-, 12- and 24-month terms
Rates Effective: May 1, 2024| Term | Annual Percentage Yield | Platinum APY* | Minimum to Earn Dividends | Minimum Opening Balance |
|---|---|---|---|---|
| Term 6 Month | Annual Percentage Yield 4.55% | Platinum APY* 4.65% | Minimum to Earn Dividends $100,000.00 | Minimum Opening Balance $100,000.00 |
| Term 12 Month | Annual Percentage Yield 4.80% | Platinum APY* 4.90% | Minimum to Earn Dividends $100,000.00 | Minimum Opening Balance $100,000.00 |
| Term 24 Month | Annual Percentage Yield 4.40% | Platinum APY* 4.50% | Minimum to Earn Dividends $100,000.00 | Minimum Opening Balance $100,000.00 |
Frequently Asked Questions
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What is a certificate?
定期存单类似于定期存单(CD). 这是一种专门的储蓄选择，你可以在一段时间内投资你的钱, 在此期间赚取比普通储蓄账户更高的股息. 这是一个固定期限，固定利率，固定本金的账户.
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股票和普通储蓄账户有什么不同?
Unlike a regular savings account, 股票有固定期限，利率较高. 它要求承诺在商定的期限内保留存款.
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How do I open a certificate?
您可以通过电话、电脑或到我们的分行开立证书.
By Phone:
- Give us a call at 703.526.0200
- Log into the mobile app
By Computer:
- 如果您已经是会员，请点击页面顶部的“登录”并完成申请
- 如果您还不是会员，请点击“打开帐户”并完成申请
By Branch:
- 哥伦比亚派克分公司:5666哥伦比亚派克，瀑布教堂，弗吉尼亚州22041
- 格列伯路分公司:弗吉尼亚州阿灵顿格列伯北路2130号，22207
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开立股票证书的最低金额是多少?
我们每种产品开立股票的最低金额是不同的. 一些证书，比如Share Builder证书，只需要25美元就可以打开. 我们6到60个月的标准股票需要500美元才能开证. Our Jumbo Loan Certificates require $100,000 to open.
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Are share certificates insured?
Yes, 存入股票的资金通常至少有250美元的保险,由国家信用合作社管理局(NCUA)提供。, providing a level of security for your investment.
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How often are dividends paid on share certificates?
Dividends are accrued daily and applied monthly.
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在存续期内，我可以在股票上加钱吗?
阿灵顿365体育投注英超联赛欧冠联邦信用合作社只允许在到期时存取款.
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What's the advantage to longer-term share certificates?
长期股票通常提供较高的利率, 在投资期间提供增加收益的潜力. 有时我们短期存单的利率更高，所以一定要比较一下我们的利率!
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Can I have more than one share certificate?
是的，你可以一次持有多张股票. 涉及具有不同条款的多个证书的战略方法称为阶梯. 阶梯式理财是一种理财策略，将资金分散到多个到期日交错的存单上. 而不是把你所有的钱都投资在一个固定期限的证书上, 梯形存单允许您持有不同到期日的存单.
Why Choose Arlington
As a full-service credit union, 我们是一个由像你一样的成员组成的合作社，大家聚在一起知道这一点, we can all benefit in our financial journey.
Financial Empowerment
我们在这里帮助我们的会员和邻居实现他们的财务目标，过上最好的生活.
Rewarding Experience
我们认为没有什么比服务我们的会员更有回报的了——我们相信以德报德.
Utmost Integrity
我们不仅满足您的财务需求，我们承诺成为一个好邻居，诚信服务.
The Fine Print
*APY = Annual Percentage Yield.
所有证书:提前提取可能会被处以罚款. Fees may reduce earnings. Rates effective as of March 29, 2024. Rates are subject to change without notice. Membership eligibility requirements apply. Federally Insured by NCUA.
Share & IRA Certificates: Minimum to earn dividends: $500.
大额证券:最低股息:10万美元.
Platinum Certificates: APYs are .10% higher. 每月家庭平均结余达到$50的会员可获得白金奖励,000+.
股票建设者证书:存款可以在证书计划期间随时添加.
1Based on Bankrate’s ‘Best CD Rates for March 2024’ 1.5 month term products [bankrate.com/banking/cds/cd-rates], accurate as of March 26, 2024.
2Not eligible for IRA certificates.